Critical Transaction Intelligence

The 7 Issues That Kill80% of Behavioral Health Deals

Most deals die during due diligence from preventable issues. Here's what buyers actually care about—and how to fix it before it destroys your valuation.

Deal Killer #1

Payer Concentration Risk

Single payer dependency destroys valuations

When a single payer represents more than 30% of revenue, or when your top 3 payers exceed 70% of total revenue, buyers see existential risk. One contract termination could tank your entire business.

Deal Failure Rate

40%

Valuation Impact

-30% to -50%

Time to Fix

12-18 months

⚠️ What happens if your top payer terminates their contract tomorrow?

Deal Killer #2

Founder Dependency

If you leave, the business collapses

When the founder is the primary clinician, manages all payer relationships, handles key referral sources, and oversees operations, buyers see a massive risk. They're buying a job, not a business.

Deal Failure Rate

35%

Valuation Impact

-25% to -40%

Time to Fix

6-12 months

⚠️ What happens to revenue if you're gone for 90 days?

Deal Killer #3

Regulatory & Compliance Issues

State survey findings kill deals instantly

License deficiencies, state survey findings, serious incident reports, and regulatory violations are non-negotiable for buyers. They cannot get representation & warranty insurance

with open compliance issues.

Deal Failure Rate

30%

Valuation Impact

Deal termination

Time to Fix

3-24 months

⚠️ Buyers inherit your liability and compliance history

Deal Killer #4

Financial Documentation Gaps

Can't verify EBITDA = No deal

Missing P&Ls, commingled expenses, unsupported add-backs, and poor financial records prevent quality of earnings analysis. Lenders won't finance deals without clean financials.

Deal Failure Rate

35%

Valuation Impact

45-90 day delays

Time to Fix

60-90 days

⚠️ Can you produce these documents in 48 hours?

Deal Killer #5

Referral Source Concentration

Top 3 sources drive 70% of admissions

When your top 3 referral sources represent more than 50% of admissions, buyers discount heavily. What happens if that doctor retires? If that facility changes ownership?

Deal Failure Rate

25%

Valuation Impact

-15% to -25%

Time to Fix

9-18 months

⚠️ What if your key referral sources stop sending patients?

Deal Killer #6

Revenue Quality Issues

Medicaid mix crushes multiples

Payer mix quality drives multiples more than EBITDA size. A $1M EBITDA facility with 70% commercial will sell for more than a $1.5M EBITDA facility with 70% Medicaid.

Deal Failure Rate

20%

Valuation Impact

0.5x per 10% commercial

Time to Fix

12-24 months

⚠️ Commercial vs. Medicaid: 2-3x multiple difference

Deal Killer #7

Poor A/R Management

Old receivables reduce cash at close

Days Sales Outstanding (DSO) above 60, more than 20% of A/R over 90 days, or bad debt above 5% signals billing problems. Buyers take massive working capital adjustments.

Deal Failure Rate

15%

Valuation Impact

Working capital haircut

Time to Fix

60-90 days

⚠️ Every $1M in old A/R costs you $500K-$800K

How Many Deal Killers Do You Have?

Quick self-assessment to identify your critical risks

1. What % of revenue comes from your top payer?

2. Could the business run for 90 days without you?

3. Any deficiencies from last state survey?

4. Can you produce 24 months of P&Ls in 48 hours?

5. What % of admissions from top 3 referral sources?

6. What % of your revenue is commercial insurance?

7. What are your Days Sales Outstanding (DSO)?

Ready to Address These Issues?

Understanding these deal killers is the first step. The next step is building a systematic plan to address them before you go to market.